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About this blog

This blog is intended to be a reference point for the English speaking community in Italy. It is written by Gareth Horsfall, an Independent Financial Adviser, who has been working with this section of the Italian community since 2004. More Info

Blog For Us

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Expat Finances in Italy

Expat Finances in Italy

Tax Efficient Life Assurance Bonds in Italy

March 20, 2012 by Gareth Horsfall

Here is an  example of the potential tax savings of investing through Italian compliant Life Assurance Bonds. For ease of understanding I will do a comparison: Let’s assume you have… Read more…

Categories: Life Assurance

Where do you buy your financial products?

October 21, 2011 by Gareth Horsfall

The following article is taken from International adviser magazine entitled: European IFA’s gain influence. The proportion of Europeans who purchase financial products from banks has fallen during the past year,… Read more…

Categories: Banking, Investments, Legal

The Rule of 72

October 13, 2011 by Gareth Horsfall

If you want to know how long your money will take to double in value with your current interest rate on savings or rate of return on investment, use the… Read more…

Categories: Investments

Is your house in order?

October 10, 2011 by Gareth Horsfall

Not many of us think about death or even know when it might happen, but it is fair to say that it may come just when you don’t expect it. … Read more…

Categories: Property

Penalties for landlords in Italy

September 13, 2011 by Gareth Horsfall

It would appear that the Italian authorities are starting to understand the nature of the tax evasion that goes on in the rental of residential property in Italy. Where the… Read more…

Categories: Legal, Property

Tax efficient investments for Expats in Italy

September 7, 2011 by Gareth Horsfall

After living in Italy for many years, I have started to understand a few of the more Italian ways of life.  There is no need to write about food, drink,… Read more…

Categories: Banking, Investments

Don’t get boiled!

June 30, 2011 by Gareth Horsfall

Boiler Room Scams – what they are and what to look out for Its is important to take your financial security very seriously.  So I just wanted to highlight the… Read more…

Categories: Legal

Who is the Greater Fool?

June 28, 2011 by Gareth Horsfall

Here is a little piece I wrote on an official investment theory: The Greater Fool Theory. http://en.wikipedia.org/wiki/Greater_fool_theory The link is the official definition for those interested in it. I would… Read more…

Categories: Investments

Barclays closes financial advice arm

June 28, 2011 by Gareth Horsfall

This an article which appeared in Money Marketing magazine (online), back in January 2011. Although the article relates to the UK, if you are one of those Expats who continue… Read more…

Categories: Banking

Some useful Italian banking information

June 24, 2011 by Gareth Horsfall

Welcome everyone to the new ‘Expat finances in Italy’ blog.  I hope you find the information interesting and informative. I thought I should start with a little useful information on… Read more…

Categories: Banking